all about this new method of payment that the Treasury is considering

Making it easier to pay its taxes, avoiding financial complexities, recovering more debts… the General Directorate of Public Finance (DGFiP) must meet many challenges to improve the quality of its services.

Improve the device

With this in mind, the Financial Sector Advisory Committee, or CCSF, has proposed a new idea: launch a ready-to-use transfer, which taxpayers will just have to validate at a given time. A small revolution in the matter. At the moment, the validation of a transfer goes through several formalities: enter the beneficiary’s bank details, the amount of the payment, the reference of the operation, etc.

Validating a transfer without having to complete the necessary information seems impossible. Yet this is the reality to which the General Directorate of Public Finance aspires. Called “request to pay” or “ready transfer”, the name of this type of transfer remains to be precisely defined in order to be understandable for everyone.

What is “request to pay”?

Thus, the “request to pay” transfer could apply to all taxes, from income tax to local taxes. The tax services are working on its application, which would include all possible means of payment, for all types of public invoices. But the Treasury sees further: thanks to the use of a QR Code on a Smartphone, the tax services want to make face-to-face payment possible. This device could make it possible to pay for entry to the swimming pool in a few minutes!

This request to pay transfer is favorable for the tax authorities and for taxpayers. The Financial Sector Advisory Committee explains: “a digital payment request, sent by the creditor and which results in a payment by transfer, which remains in the hand of the consumer as to the choice of the moment”. The advantages for users are certain: instead of having to enter each piece of data, they would be pre-filled.

In addition, it would be possible to validate the transfer when you want, enough to avoid unpleasant surprises due to an old direct debit or a check cashed earlier than expected. Simplicity for taxpayers, but also for tax services. Thanks to this digital payment method, the DGFiP could reduce the number of checks to be cashed, but also reduce the number of unpaid bills and receivables to be recovered.

The modernization of tax payment methods would be good news shared by the Treasury and by all French tax households. It will be necessary to be patient before being able to really use this mode of payment, because it is for the moment only a proposal of the CCSF in its annual report addressed to the DGFiP.

The transfer ” request to pays » is only at the stage of reflection, and represents many problems, such as its technical application. The implementation of this type of transfer will have to be done with banks and financial organizations. For the moment, users can turn to two modern and practical solutions: instant transfers and the PayFiP that allows you to pay your bills.

Taxes: taxation, a key subject

While the presidential campaign has just ended and the legislative campaign is in full swing, the theme of taxes and duties is a political one. Indeed, the distribution of the tax is not the same depending on whether the political parties of the left or of the right are in power. Thus, left-wing parties emphasize solidarity and equality. They want the wealthy to pay more taxes.

The right-wing parties which are liberal and want to reduce the share of taxes and also reduce the weight of the State in the economy. Right-wing governments, for example, have privatized companies. Jean-Luc Mélenchon, who is the leader of the left after his 3rd place in the presidential election, managed to lead exchanges for a large electoral coalition of left-wing parties. He is in favor of raising certain taxes. This horizon does not delight people with large incomes.